by Isolde Raftery

“Emily Oakley, who had worked on an organic farm in California, moved with her husband, Mike Appel, to Oaks, Okla., in pursuit of cheap farmland.  But even though they had $25,000 saved, the couple could not get a bank loan.  When they applied for a government loan, the loan officer threw back his head and laughed.

‘He’d never met anybody coming in for a loan for an organic vegetable production,’ Ms. Oakley said.  ‘He thought, ‘These are young, naïve, romantic, idealistic kids who didn’t know what they’re getting themselves into.’”